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Dental Insurance

If you are a fully benefits-eligible employee, you and your family can participate in the dental plan. VUMC offers two dental plans: Cigna Dental Care (DHMO) and BlueCross BlueShield Dental (PPO).

The dental plan is a benefit paid for by the faculty or staff member and runs on a rolling cycle, based on date of service, instead of a calendar year.

How the Plans Compare

Cigna Dental Care (DHMO)   BlueCross BlueShield Dental (PPO)
No deductibles, waiting periods or dollar maximums   $50 deductible and 12-month waiting period for orthodontia. The deductible does not apply to basic cleaning and x-rays. Orthodontic coverage is for children only.
There is a copay (set fee) for dental services   There is no copay; there is coinsurance
Smaller network of dentists and must choose a primary dentist   Larger network of dentists
Does not provide out-of-network coverage   Offers out-of-network coverage
Referrals are needed for specialists   Benefit maximum is $1,500 a year
Some procedures have frequency limits, such as one cleaning per 6-month period   Some procedures have frequency limits, such as one cleaning per 6-month period

Cigna Dental Care (DHMO)

Please note:

  • The Vanderbilt Dental Center does not participate in the Cigna DHMO network.
  • Vanderbilt Oral Surgery and Vanderbilt Orthodontics provides services to Cigna DHMO patients.
  • This information could change at any time, please consult Cigna for the most up-to-date list of providers.

BlueCross BlueShield Dental (PPO)

BluePerks and FitnessBlue

If you participate in the BlueCross BlueShield DentalBlue plan, you can get discounts on health and wellness products and services.

  • The BluePerks discount program will save you up to 50 percent on many products and services including yoga, hearing care and cosmetic dentistry. Learn more.
  • With FitnessBlue, you can pay $29 enrollment fee and $29 per month membership to use participating fitness centers. See this website for details and locations. Please note that the ID card prefix for Fitness Blue is 285.