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Human Resources

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VUMC Paycard

What is the VUMC Paycard?
VUMC Human Resources has teamed with First Tennessee Bank to offer a safe, convenient alternative to receiving a payroll check.

How does it work?
Your “take-home” pay is automatically deposited to your PIN-protected Paycard every payday.

How do I access my funds?
You can withdraw cash as often as you like, free of charge, from any First Tennessee Bank ATM. ATMs are conveniently located in the Monroe Carell Jr. Children’s Hospital at Vanderbilt, and many other locations near campus and throughout Nashville (including all Nashville-area Exxon Tigermarkets).

What else can I do with my VUMC Paycard?
Your Paycard can be used, FREE of charge, for purchases at thousands of area merchants (Kroger, Food Lion, Walmart, Kmart, Target, Sam’s Club, Walgreens, Eckerd, Lowes, Home Depot, and many, many others). Most merchants also allow you to receive cash back with your purchase.

How much does it cost?
Your VUMC Paycard is free.* There are no monthly charges and you are charged a usage fee ($1.50) only if you use an ATM other than a First Tennessee Bank ATM. *Contingent upon the cardholder maintaining a positive balance.

So how does the VUMC Paycard benefit me?
The Paycard can help you out in a lot of ways:

  • No more waiting in line at the bank to get your check cashed.
  • No more exorbitant check cashing fees.
  • No more stress about picking up your check if you have the day off.
  • And your Paycard is much safer than cash. If you lose cash, it’s gone. If you lose your Paycard, your funds are protected simply by making a call to First Tennessee to report your card is missing.

Who can I call if I have other questions?
Human Resources staff will be happy to assist you at 615.343.7000.

How can I check the balance on my Paycard?
You can request a statement at any First Tennesse ATM, free of charge. You can also call 1.800.382.5465. You can access your balance online at

How do I apply for a Paycard?
Click here to download the Paycard application. Once the application is completed, send to:
VUMC Payroll
2525 West End Avenue
5th Floor
Nashville, TN 37203